What are the features of the HAKUTO PAY card?

Safety
It’s safe because it’s a debit card tied to your bank account. You can also use the management of your big funds with confidence.

High speed
Transfers between HAKUTO PAY accounts can be transferred instantly and you can easily charge your HAKUTO PAY card.

Convenient
HAKUTO PAY card can be used at any global ATMs and online and offline member stores worldwide. Rate at the time of use is applied so there is no risk.
Easy HAKUTO PAY card charge
The HAKUTO PAY card can be used as a debit card after the funds have been charged from the HAKUTO PAY account to the HAKUTO PAY card.
You can apply for a fund charge from My page quickly and easily.

HAKUTO PAY customers
Charge

HAKUTO PAY / Bank
Approval

HAKUTO PAY customers
Card use
Is applying for a HAKUTO PAY card complicated?
It is easy because it is attached when you open your HAKUTO PAY account.
*Customers are responsible for any costs incurred after shipping the HAKUTO PAY card, such as customs duties.

ID issued by the Government
ID card, driver’s license, passport, etc.
The HAKUTO PAY card will take about 3 to 12 weeks to be delivered through the bank screening process.

HAKUTO PAY customers
Card application (account opening)

HAKUTO PAY
Screening

Bank
Review

HAKUTO PAY customers
Card receipt
How to charge my HAKUTO PAY debit card?
HAKUTO PAYカードをお受取後、 カードアクティベート(有効化)のお手続き完了後にご利用いただけます。
STEP 1
Card activation
When you receive the card, please complete the card activation on the HAKUTO PAY site.
STEP 2
Fund charge
Click “Charge” from “Banking” on the HAKUTO PAY site
Enter funds to charge
(minimum $1 or more)”
STEP 3
Card use
Please use at ATMs and shopping
HAKUTO PAY card usage limit and fee
HAKUTO PAY card usage limit
Limits | Credit limit |
---|---|
Daily usage limit | Unlimited |
Settlement amount for one month | Unlimited |
ATM withdrawal limit per day | USD 20,000 – (ATM withdrawal amount differs for each ATM.) |
ATM withdrawal limit per month | USD 600,000 – |
Fee
Type of fund transfer | Transaction Fee |
---|---|
Deposit fee | International money transfer: 1% Domestic remittance: 0.5% Mastercard/VISA: 10% Bitcoin: 0.5% USDT: 0.5% (* scheduled for October) Click here for the latest fees |
Card issuance fee | USD 500 (Shipping fee will be charged separately.) |
First deposit amount | USD 300 |
Minimum transfer amount | USD 1 |
Overseas purchase handling fee | 3% |
ATM withdrawal fee | 3% (ATM usage fee will be charged separately. It depends on the area to be withdrawn and the ATM used.) |
Membership fee | 13 months after issuing the HAKUTO PAY card USD 100 every year |
Current balance confirmation | Online: Free |
Card reissue fee (Reissue fee after expiration of validity period) | USD 100 (Shipping fee will be charged separately.) |
Reissue of PIN (Personal Information Number) | USD 100 |
*Card rates are determined by the card company.
*Regarding card reissue. Please contact us.
*Customers are responsible for any costs incurred after shipping the HAKUTO PAY card, such as customs duties.
Prohibited countries
In the following countries, you cannot use the HAKUTO PAY card even for a trip.
Myanmar | Republic of Cote d’Ivoire | Democratic Republic of the Congo | Democratic People’s Republic of Korea |
Federal Republic of Somalia | República de Cuba | State of Eritrea | Republic of Guinea |
Syrian Arab Republic | Republic of Zimbabwe | Islamic Republic of Iran | Republic of Iraq |
Republic of Liberia |